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On 29 March 2026, the General Office of the State Council publicly released its Implementation Plan for Establishing a Comprehensive Evaluation System for Enterprise Credit Status [《关于建立企业信用状况综合评价体系的实施方案》]. It provides general guidance to state functionaries respecting the evolving architecture of corporate or enterprise social credit scoring systems both within China and fort Chinese enterprises operating along their production chains. The text follows below in the original Chinese and in an English translation. For useful guidance see Corporate Social Credit System in China - Top 20 FAQ.
What makes this particularly interesting is the way in which tech based processes and analytics will play a critical role in developing the administrative oversight system necessary to create a functional corporate social credit system. Everything from data generation, protection, and warehousing, to analytics producing scoring and the algorithms for assessing both--the digitization and digitalization of social credit scoring and its administrative response architectures will be driven by tech based and sometimes automated systems of decision making, gathering, categorizing and assessing. See, “The Future of a Smart Society with Chinese Marxist-Leninist Characteristics: Reflections on “Opinions on Completing/Improving the Social Credit System” issued by the General Offices of the State Council and the CPCCC”--Study Group Presentation PPT and Summary Essay (ECLResearch Hub).
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Notice of the General Office of the State Council on Issuing the *Implementation Plan for Establishing a Comprehensive Evaluation System for Enterprise Credit Status*
Guo Ban Fa [2026] No. 8
To the People's Governments of all Provinces, Autonomous Regions, and Municipalities Directly under the Central Government; and to all Ministries and Commissions of the State Council and its Directly Affiliated Institutions:
The *Implementation Plan for Establishing a Comprehensive Evaluation System for Enterprise Credit Status* has been approved by the State Council and is hereby issued to you. You are requested to conscientiously implement and execute it.
General Office of the State Council
March 29, 2026
(This document is publicly released)
**Implementation Plan for Establishing a Comprehensive Evaluation System for Enterprise Credit Status**
Credit is a vital intangible asset for enterprises. To establish a comprehensive evaluation system for enterprise credit status, enhance evaluation standards, promote honest and law-abiding business operations among enterprises, and foster a favorable market environment, this Implementation Plan has been formulated.
**I. Establish the Institutional Framework for the Comprehensive Evaluation System for Enterprise Credit Status.** The comprehensive evaluation of enterprise credit status primarily comprises public credit evaluation and market-based credit evaluation. Public credit evaluation is organized and conducted by government departments in accordance with the principle of public interest; it reflects an enterprise's compliance with laws, regulations, and relevant administrative rules, and primarily serves the purposes of government administration. Market-based credit evaluation is conducted by third-party institutions—such as credit reporting agencies, credit rating agencies, and industry associations and chambers of commerce—in accordance with laws and regulations; it reflects the default risks associated with an enterprise's participation in market activities, and primarily serves market-based activities such as financing, credit granting, and commercial dealings. Efforts shall be made to better leverage the foundational role of public credit evaluation results within the comprehensive evaluation of enterprise credit status, to promote the integration of public credit evaluation and market-based credit evaluation, and to gradually form a unified comprehensive evaluation system for enterprise credit status.
**II. Improve the Public Credit Evaluation System.** Public credit evaluation primarily consists of comprehensive public credit evaluation and industry-specific credit evaluation. The National Development and Reform Commission shall establish and improve the institutional framework for comprehensive public credit evaluation, conduct comprehensive public credit evaluation work, and reflect the overall public credit status of enterprises. Industry competent authorities (including both industry management departments and business supervisory units; hereinafter the same) shall—based on the comprehensive public credit evaluation—establish and improve industry-specific credit evaluation systems within their respective fields to reflect an enterprise's public credit status within that specific sector. By utilizing comprehensive public credit evaluation as a foundation, efforts shall be made to promote coordination among credit evaluations across different industries, thereby constructing a public credit evaluation system characterized by unified evaluation rules, standardized evaluation processes, mutual recognition of evaluation results, and broad application scenarios.
III. Standardize Public Credit Evaluation Rules. In principle, data for public credit evaluation indicators shall be derived from public credit information; however, depending on the circumstances, other information generated or acquired by relevant departments in the course of fulfilling their duties—provided such information reflects an enterprise's credit status—may be incorporated into the scope of indicator data. Evaluation results shall, in principle, be categorized into four levels—"A," "B," "C," and "D"—arranged from highest to lowest; if a point-based system is adopted for evaluation results, the specific score ranges corresponding to these four levels must be clearly defined. The interval between two consecutive evaluations of the same entity shall not exceed one year; however, departments with the necessary capacity may increase the frequency of evaluations based on actual circumstances. Rules pertaining to public credit evaluation shall be made public. No region or department shall, under the guise of public credit evaluation, illicitly impose market entry barriers, engage in local protectionism, or interfere with the autonomous trading activities of business entities; furthermore, they shall not diminish the public services to which business entities are entitled by law, nor shall they impede the construction of a unified national market.
IV. Standardize the Management of Industry Credit Evaluation. Industry-specific competent authorities conducting industry credit evaluations shall formulate unified national evaluation rules for their respective sectors, encompassing evaluation indicators, methodologies, procedures, grading classifications, and the application of results. Based on the results of industry credit evaluations, competent authorities shall implement differentiated regulatory measures for the entities under their supervision; furthermore, they shall utilize these evaluation results as a reference when selecting outstanding entities for commendation, providing business-friendly services (such as "green channels"), or allocating fiscal subsidies and incentives. If a competent authority has not yet formulated unified credit evaluation rules, local authorities shall, in principle, refrain from independently conducting industry credit evaluations; should such evaluations be deemed absolutely necessary, the relevant evaluation rules must first be submitted to and approved by the competent authority.
V. Standardize Channels for Publicizing Public Credit Evaluation Results. Relevant departments may proactively disclose public credit evaluation results to the public or disclose them upon request. The National Credit Information Sharing Platform shall collect and aggregate public credit evaluation results and, with the consent of the data-originating entities, share such data with relevant departments on an as-needed basis. Public credit evaluation results shall be made public via the "Credit China" website and the websites of the respective industry-specific competent authorities; enterprises may query their own evaluation results and may also authorize other entities to access this information.
VI. Enhance Collaborative Mechanisms for Industry Credit Evaluation. Industry-specific competent authorities shall incorporate the results of comprehensive public credit evaluations into their respective industry credit evaluation indicator systems, with the specific weighting of these results determined based on actual circumstances. If an entity receives a "D" grade in the comprehensive public credit evaluation, it shall not be assigned an "A" grade in the corresponding industry credit evaluation. Relevant departments and entities shall—by referencing the data catalog for comprehensive public credit evaluations and acting within the scope of their respective duties—promptly share relevant data with the National Credit Information Sharing Platform through physical data aggregation channels. The National Development and Reform Commission shall promptly disseminate the results of comprehensive public credit evaluations to relevant local authorities and departments.
VII. Regulating and Promoting the Development of Market-based Credit Evaluation. Credit reporting agencies and credit rating agencies shall collect enterprises' public credit information, financial credit information, and commercial credit information in accordance with the law; evaluate the credit standing of enterprises within the context of their market activities; and provide such evaluations on a fee-for-service basis to users with legitimate needs. These evaluations primarily serve economic and financial activities, such as corporate financing. Credit reporting agencies may collect publicly available government information as well as information regarding judgments and rulings lawfully published by the People's Courts; furthermore, they may collect enterprise credit information—in accordance with applicable laws and regulations—from the information subjects themselves, the enterprises' trading partners, industry associations, and other such sources. Under the guidance of competent industry authorities, industry associations and chambers of commerce may conduct credit evaluations of enterprises within their respective sectors; these evaluations primarily serve the purpose of industry self-regulation, are not conducted for profit, and shall not discriminate between member enterprises and non-member enterprises. Support shall be provided to eligible third-party institutions to participate in the authorized operation of public data, thereby enhancing their data processing capabilities. Third-party institutions must handle enterprise credit information in strict compliance with applicable laws and regulations, adopt effective measures to enhance the transparency and accuracy of their credit evaluations, and continuously strive to elevate the overall standard of market-based credit evaluation services.
VIII. Accelerate the integrated application of public credit evaluations and market-based credit evaluations. Market entities shall, on a voluntary basis, comprehensively utilize various credit evaluation results and assume responsibility for the application of such results. Market entities are encouraged to offer preferential treatment or facilitative measures to enterprises with sound credit standing during market activities, such as bidding and commercial dealings. Credit reporting agencies and credit rating agencies are encouraged to incorporate public credit evaluation results into their market-based credit evaluation indicator systems. Relevant government departments are encouraged to provide preferential treatment or facilitative measures to enterprises that have attained an industry credit rating of "Grade A." Industry associations and chambers of commerce are encouraged to utilize public credit evaluation results to conduct self-regulatory management of their member enterprises. Platform enterprises are encouraged to reference public credit evaluation results to refine their credit management systems, provide traffic support to trustworthy enterprises, establish a joint enforcement mechanism for untrustworthy entities across different platforms, and enhance the overall credit standing of enterprises operating within their platforms.
IX. Better leverage the supportive role of credit evaluations in facilitating financing for small, medium, and micro enterprises (SMEs). Financial institutions are encouraged to utilize the national integrated financing credit service platform network to appropriately apply public credit evaluation results, thereby refining their credit granting, risk assessment, and interest/fee pricing models. Institutions are encouraged to reduce collateral, pledge, and guarantee requirements for enterprises with high credit ratings, and to gradually expand the coverage and increase the proportion of credit-based loans. Qualified credit reporting agencies are encouraged to participate in the operation of financing credit service platforms to objectively, accurately, and comprehensively reflect the credit status of SMEs. The Credit Market Service Platform of the People's Bank of China shall be fully utilized to enhance the quality of credit evaluations for SMEs.
X. Refine the mechanism for updating and adjusting credit evaluations following credit repair. Upon the expiration of the minimum public disclosure period, enterprises may submit applications for credit repair—covering untrustworthy information such as administrative penalties, inclusion in the list of severely untrustworthy entities, and inclusion in the list of entities with abnormal operations—via the "Credit China" website. Upon receiving a credit repair application, the "Credit China" website shall, in accordance with the principle of "he who identifies the violation shall handle the repair," promptly forward the application to the relevant competent industry authorities for processing. If the conditions for credit repair are met, the relevant authorities shall promptly update the information and conduct a public credit evaluation based on the updated information. The "Credit China" website shall establish a mechanism for sharing credit repair results with third-party institutions; these third-party institutions shall simultaneously update the enterprises' credit information and conduct credit evaluations based on the updated information. Specific credit repair procedures shall be implemented in accordance with relevant regulations, including the *Implementation Plan on Further Improving the Credit Repair System* (Guo Ban Fa [2025] No. 22), issued by the General Office of the State Council.
XI. Streamline channels for handling objections and appeals. If an enterprise disputes the results of a public credit evaluation, it may file an objection or appeal with the department that conducted the evaluation. The relevant department shall promptly process such objection and appeal applications; upon verification that the application meets the prescribed conditions, the relevant content shall be corrected in a timely manner. If an enterprise believes that information collected by a third-party agency contains errors or omissions, or if it disputes the evaluation results, it may file an objection or request a re-evaluation with the agency that conducted the assessment. Third-party agencies are prohibited from charging enterprises additional fees under the pretext of correcting or updating information.
XII. Fulfilling Responsibilities for Credit Evaluation Management. The National Development and Reform Commission (NDRC) shall strengthen overall coordination and take the lead in establishing and improving a comprehensive evaluation system for enterprise credit status. Industry regulatory authorities shall strengthen their guidance and management regarding the credit evaluation work conducted by local authorities within their respective sectors; they shall conduct a comprehensive review and cleanup of any instances where local authorities have unilaterally conducted enterprise credit evaluations without adhering to unified industry-wide credit evaluation rules, and shall complete this cleanup process by the end of 2026. The People's Bank of China shall strengthen its supervision and management of credit reporting agencies and credit rating agencies, while industry regulatory authorities shall reinforce their guidance to industry associations and chambers of commerce, with the aim of continuously enhancing the objectivity and accuracy of market-based credit evaluations. In cases involving acts such as conducting credit evaluations without adhering to established standards and procedures, illegally disclosing, stealing, selling, or tampering with enterprise information, unilaterally altering evaluation results, or charging fees in violation of regulations, the relevant entities and individuals shall be held accountable in accordance with applicable laws and regulations.
Local authorities and relevant departments at all levels must prioritize the effective implementation of this Plan, strengthen support for data sharing, optimize credit evaluation processes, standardize the application of credit evaluations, and enhance the precision and authoritative nature of such evaluations. They shall actively promote the establishment and improvement of a comprehensive legal and regulatory framework for enterprise credit evaluation, and effectively carry out legislative, amendment, repeal, and interpretation work in this regard. Furthermore, they shall intensify publicity and policy interpretation efforts to raise enterprises' awareness of—and encourage their participation in—credit evaluations, thereby fostering a market environment characterized by fair competition and contributing to the construction of a unified national market.
Appendix: Data Catalog for Comprehensive Public Credit Evaluation
国办发〔2026〕8号
各省、自治区、直辖市人民政府，国务院各部委、各直属机构：
《关于建立企业信用状况综合评价体系的实施方案》已经国务院同意，现印发给你们，请认真贯彻执行。
国务院办公厅
2026年3月29日
（此件公开发布）
关于建立企业信用状况
综合评价体系的实施方案
信用是企业重要的无形资产。为建立企业信用状况综合评价体系，提高评价水平，推动企业诚信守法经营，营造良好市场环境，制定本实施方案。
一、建立企业信用状况综合评价体系制度框架。企业信用状况综合评价主要包括公共信用评价和市场化信用评价。公共信用评价由政府部门遵循公益性原则组织开展，反映企业遵守法律法规和相关管理规定情况，主要服务政府管理。市场化信用评价由征信机构、信用评级机构、行业协会商会等第三方机构依法依规开展，反映企业参与市场活动的违约风险，主要服务融资授信、商业往来等市场活动。更好发挥公共信用评价结果在企业信用状况综合评价中的基础性作用，推动公共信用评价和市场化信用评价相互融合，逐步形成统一的企业信用状况综合评价体系。
二、完善公共信用评价体系。公共信用评价主要包括公共信用综合评价和行业信用评价。国家发展改革委建立健全公共信用综合评价制度，开展公共信用综合评价工作，反映企业公共信用总体状况。行业主管部门（含行业管理部门和业务主管单位，下同）在公共信用综合评价的基础上，建立健全本领域的行业信用评价制度，反映企业在某一领域的公共信用状况。以公共信用综合评价为基础，推动不同行业信用评价协同，构建评价规则统一、评价过程规范、评价结果互知、应用场景广泛的公共信用评价体系。
三、统一公共信用评价规则。公共信用评价指标数据原则上应当来源于公共信用信息，可以视情将有关部门在履职过程中产生或获取的其他能够反映企业信用状况的信息纳入指标数据范围。评价结果由高至低原则上划分为“A”、“B”、“C”、“D”四级；评价结果采取分数制的，应明确四级对应的分数段。针对同一主体的两次评价间隔最长不超过一年，有条件的部门可以根据实际情况提高评价频次。公共信用评价相关规则应当向社会公开。各地区各部门不得假借公共信用评价之名，违规设置准入门槛、实行地方保护或干涉经营主体自主交易，不得减损经营主体依法应获得的公共服务，不得妨碍全国统一大市场建设。
四、统一行业信用评价管理。开展行业信用评价的行业主管部门，应当制定本行业全国统一的评价规则，包括评价指标、评价方法、评价流程、等级分类、结果应用等。行业主管部门应当依据行业信用评价结果，对监管对象实施差异化监管，并在评先评优、提供绿色通道等惠企服务、给予财政资金奖补等工作中参考行业信用评价结果。行业主管部门如未制定统一的信用评价规则，各地方原则上不得自行开展行业信用评价，确需开展的，相关评价规则须报经行业主管部门同意。
五、统一公共信用评价结果公示渠道。有关部门可以主动向社会公开或依申请公开公共信用评价结果。全国信用信息共享平台归集公共信用评价结果，经数据来源单位同意按需求向有关部门共享。公共信用评价结果通过“信用中国”网站和行业主管部门网站公示，企业可以查询自身评价结果，也可以授权其他主体查询。
六、健全行业信用评价协同机制。行业主管部门将公共信用综合评价结果纳入行业信用评价指标体系，具体权重根据实际情况确定。公共信用综合评价为“D”级的，行业信用评价不得评为“A”级。相关部门和单位应当对照公共信用综合评价数据目录，按照职责及时将相关数据以物理归集方式共享至全国信用信息共享平台。国家发展改革委及时将公共信用综合评价结果推送至各地方各有关部门。
七、规范发展市场化信用评价。征信机构、信用评级机构依法采集企业的公共信用信息、金融信用信息、商业信用信息，对企业在市场活动中的信用状况作出评价，有偿提供给有合法需求的使用者，评价主要服务于融资等经济金融活动。征信机构可以采集政府公开信息、人民法院依法公布的判决裁定信息，也可以通过信息主体、企业交易对方、行业协会等依法依规采集企业信用信息。行业协会商会可以在行业主管部门的指导下对行业内企业开展信用评价，主要服务于行业自律管理，评价不以盈利为目的，不区别对待会员企业与非会员企业。支持符合条件的第三方机构参与公共数据授权运营，提高数据加工能力。第三方机构应依法合规处理企业信用信息，采取有效措施提升信用评价透明度和准确性，持续提升市场化信用评价水平。
八、加快推进公共信用评价与市场化信用评价融合应用。经营主体按照自愿原则统筹使用各类信用评价结果，并对评价结果的应用负责。鼓励经营主体在招标投标、商业往来等市场活动中，为信用状况良好的企业提供优惠或便利措施。支持征信机构、信用评级机构将公共信用评价结果纳入市场化信用评价指标体系。鼓励有关部门对行业信用评级为“A”级的企业提供优惠或便利措施。鼓励行业协会商会结合公共信用评价结果，对会员企业开展自律性管理。鼓励平台企业参考公共信用评价结果完善信用管理制度，对守信企业予以流量支持，建立平台间失信联合约束制度，提升平台内企业信用水平。
九、更好发挥信用评价对中小微企业融资的支持作用。鼓励金融机构依托全国一体化融资信用服务平台网络，合理使用公共信用评价结果，完善授信、风险评价和息费定价模型。鼓励对信用评价等级较高的企业降低抵质押担保要求，逐步扩大信用贷款覆盖面、提升信用贷款比重。支持符合条件的征信机构参与融资信用服务平台运营，客观、准确、全面反映中小微企业信用状况。充分发挥中国人民银行信贷市场服务平台作用，提升对中小微企业的信用评价水平。
十、完善信用修复后的评价更新调整机制。最短公示期满后，企业可以通过“信用中国”网站对包括行政处罚、严重失信主体名单、异常名录等在内的失信信息提出信用修复申请。“信用中国”网站收到信用修复申请后，按照“谁认定、谁修复”原则，及时推送给有关行业主管部门办理。符合修复条件的，相关部门应当及时更新信息，并根据更新后的信息开展公共信用评价。“信用中国”网站与第三方机构建立信用修复结果共享机制，第三方机构应当同步更新企业信用信息，并依据更新后的信息对企业进行信用评价。具体修复工作依照国务院办公厅印发的《关于进一步完善信用修复制度的实施方案》（国办发〔2025〕22号）等执行。
十一、畅通异议申诉处理渠道。企业对公共信用评价结果有异议的，可以向作出评价的部门提出异议申诉。有关部门应当及时处理异议申诉申请，经核实符合申诉条件的，及时更正有关内容。企业认为第三方机构采集信息存在错误、遗漏，或对评价结果有异议的，可以向作出评价的机构提出异议或申请复评。第三方机构不得以更正或更新信息为由，向企业额外收取费用。
十二、落实信用评价管理职责。国家发展改革委加强统筹协调，牵头建立健全企业信用状况综合评价体系。行业主管部门加强对各地方开展行业信用评价工作的指导与管理，对地方未按行业统一信用评价规则擅自开展企业信用评价情况进行全面排查清理，并于2026年底前完成清理工作。中国人民银行加强对征信机构、信用评级机构的监督管理，行业主管部门强化对行业协会商会的指导，持续提升市场化信用评价的客观性、准确性。对不按标准和程序开展信用评价，非法泄露、窃取、出售、篡改企业信息，擅自篡改评价结果，违规收取费用等行为，依法依规追究相关单位和人员责任。
各地方各有关部门要抓好本方案的贯彻落实，强化数据共享支撑，优化信用评价流程，规范信用评价应用，提高信用评价的精准性和权威性。推动建立健全企业信用评价相关法律法规制度体系，做好立改废释工作。加强宣传解读，提高企业对信用评价的认知度和参与度，营造公平竞争市场环境，助力全国统一大市场建设。
附件：公共信用综合评价数据目录
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